• Ambulance
    Ambulance
  • Body Scans
    Body Scans
  • Dental
    Dental
  • Nursing
    Nursing
  • Optomestrist
    Optometrist
  • Prescriptions
    Prescriptions
  • Transplant
    Transplant

Discover the many uses for your HSA or FSA

Qualified medical expenses (QMEs) are designated by the IRS and include medical, dental, vision and prescription expenses. The following list can be used as a reference to help determine whether an expense is qualified. QMEs are subject to change by the IRS at any time. It is the member’s responsibility to verify that expenses incurred are designated by the IRS as a QME. Please visit the IRS website for more information.

Start typing below to search this list of medical expenses.

Show all
Qualifying expenses
Potentially qualifying expenses
Non-qualifying expenses

Click on a medical expense to find out more.

  • AA meetings, transportation to
  • Acne treatment
  • Activity tracker
  • Acupressure
  • Acupuncture
  • Adaptive equipment
  • Air conditioner
  • Air purifier
  • Alcoholism treatment
  • Allergy medicine
  • Allergy treatment products other than medicine
  • Alternative healers
  • Ambulance
  • Analgesics
  • Antacids
  • Antibiotic ointments
  • Antihistamines
  • Anti-itch creams
  • Arthritis gloves
  • Artificial limbs
  • Artificial teeth
  • Aspirin
  • Asthma delivery devices and medications
  • Automobile modifications
  • Babysitting and child care
  • Bactine
  • Bandages, for torn or injured skin
  • Batteries
  • Behavorial modification programs
  • Birth-control pills
  • Birthing classes
  • Blood-pressure monitoring devices
  • Blood storage
  • Blood-sugar test kits and test strips
  • Body scans
  • Books, health-related
  • Braille books and magazines
  • Breast pumps
  • Breast reconstruction surgery following mastectomy
  • Breastfeeding supplies
  • Calamine lotion
  • Calcium supplements
  • Capital expenses
  • Cancer screenings
  • Car modifications
  • Car seats
  • Carpal tunnel wrist supports
  • Chelation therapy
  • Childbirth classes
  • Chinese herbal practitioners
  • Chiropractors
  • Cholesterol test kits
  • Chondroitin
  • Christian Science practitioners
  • Circumcision
  • Classes, health-related
  • Club dues and fees
  • COBRA premiums
  • Co-insurance amounts
  • Cold medicine
  • Cold/hot packs
  • Cold sore medicine
  • Cologne
  • Compression hose
  • Condoms
  • Contact lenses, materials, and equipment
  • Contraceptives
  • Controlled substances in violation of federal law
  • Co-payments
  • Cosmetic procedures
  • Cosmetics
  • Cough suppressants
  • Counseling
  • CPAP (continuous positive airway pressure) devices
  • CPR classes
  • Crowns, dental
  • Crutches
  • Dancing lessons
  • Decongestants
  • Deductibles
  • Dental floss
  • Dental sealants
  • Dental services and procedures
  • Dentures and denture adhesives
  • Deodorant
  • Dependent care expenses
  • Dermatology
  • Diabetic socks
  • Diabetic supplies
  • Diagnostic items/services
  • Diaper rash ointments and creams
  • Diapers or diaper service
  • Diarrhea medicine
  • Diet foods
  • Dietary supplements
  • Disabled dependent care expenses
  • DNA collection and storage
  • Doula
  • Drug addiction treatment
  • Drug overdose, treatment of
  • Drug testing kits for home use
  • Drugs and medicines
  • Durable medical equipment
  • Dyslexia treatment
  • Ear piercing
  • Ear plugs
  • Ear wax removal drops
  • Eczema treatments
  • Egg donor fees
  • Eggs and embryos, storage fees
  • Electrolysis or hair removal
  • Elevator
  • Exercise equipment or programs
  • Expectorants
  • Eye drops
  • Eye examinations, eyeglasses, equipment, and materials
  • Face creams
  • Face lifts
  • Feminine hygiene products
  • Fertility treatments
  • Fever-reducing medications
  • Fiber supplements
  • First aid cream
  • First aid kits
  • Fitness programs
  • Flu shots
  • Fluoridation services
  • Fluoride rinses
  • Food thickeners
  • Foods
  • Foreign countries, medical care received in
  • Founder's fee
  • Funeral expenses
  • Gastric bypass surgery & including excess skin removal
  • Gambling problem, treatment for
  • Gauze pads
  • Genetic testing and counseling
  • Gloves
  • Glucosamine
  • Glucose-monitoring equipment
  • Guide dog
  • Hair colorants
  • Hair removal and transplants
  • Hand lotion
  • Hand Sanitizers and Hand Sanitizing Wipes (must be 60%+ alcohol base to qualify)
  • Headache medications
  • Health club fees
  • Health institute fees
  • Hearing aids
  • Hearing aid batteries
  • Hemorrhoid treatments
  • Herbs
  • HMO premiums
  • Holistic or natural healers
  • Home health care
  • Home improvements (such as exit ramps, widening doorways, etc.)
  • Hormone replacement therapy
  • Hospital services
  • Household help
  • Human guide
  • Humidifier
  • Hydrotherapy
  • Hypnosis
  • Illegal operations and treatments
  • Immunizations
  • Inclinator
  • Incontinence supplies
  • Infant formula
  • Infertility treatments
  • Insect-bite creams and ointments
  • Insect repellent
  • Insulin
  • Insurance premiums
  • IVF (in vitro fertilization)
  • Laboratory fees
  • Lactation consultant
  • Lactose intolerance tablets
  • Lamaze classes
  • Language training
  • Laser eye surgery, Lasik
  • Laser hair removal
  • Late fees (for late payment of medical bills)
  • Laxatives
  • Lead-based paint removal
  • Learning disability, instructional fees
  • Legal fees, general
  • Legal fees in connection with fertility treatments
  • Lice treatment
  • Lip products, medicated
  • Lipsticks
  • Liquid adhesive for small cuts
  • Lodging at a hospital or similar institution
  • Lodging not at a hospital or similar institution
  • Lodging of a companion
  • Lodging while attending a medical conference
  • Long-term care insurance premiums
  • Long-term care services
  • Makeup
  • Marijuana or other controlled substances in violation of federal law
  • Face masks (which include multiple layers of non-woven material and nose wire; examples include N95, KN95 and disposable face masks
  • Masks (examples include gaiters, face shields, and masks with vents and valves)
  • Massage therapy
  • Mastectomy-related special bras
  • Maternity clothes
  • Mattresses
  • Maxi pads
  • Meals at a hospital or similar institution
  • Meals not at a hospital or similar institution
  • Meals of a companion
  • Meals while attending a medical conference
  • Medical alert bracelet or necklace
  • Medical conference admission, transportation, meals, etc.
  • Medical monitoring and testing devices
  • Medical records charges
  • Medicines and drugs
  • Menstrual care products
  • Menstrual cup
  • Menstrual pain relievers
  • Menstrual sponge
  • Mentally handicapped, special home for
  • Midwife
  • Mineral supplements
  • Missed appointment fees
  • Moisturizers
  • “Morning-after” contraceptive pills
  • Motion sickness pills
  • Motion sickness wristbands
  • Mouthwash
  • Nail polish
  • Nasal strips or sprays
  • Naturopathic healers
  • Nicotine gum or patches
  • Nonprescription drugs and medicines
  • Norplant insertion or removal
  • Nursing services for a baby
  • Nursing services provided by a nurse or other attendant
  • Nutritional supplements
  • Nutritionist's professional expenses
  • Obstetrical expenses
  • Occlusal guards to prevent teeth grinding
  • Occupational therapy
  • Omega-3 supplements
  • Online or telephone consultation
  • Operations, non-cosmetic
  • Optometrist
  • Organ donors
  • Orthodontia
  • Orthopedic shoe inserts
  • Orthopedic shoes
  • Osteopath fees
  • Over-the-counter (OTC) drugs
  • Ovulation monitor
  • Oxygen
  • Pain relievers (Examples: Advil, Aspirin, Tylenol)
  • Pantyliners or underwear liners
  • Perfume
  • Permanent waves
  • Personal trainer fees
  • Personal protective equipment
  • Petroleum jelly
  • Physical exams
  • Physical therapy
  • Pregnancy test kits
  • Prenatal vitamins
  • Prepayments
  • Prescription drug discount programs
  • Prescription drugs
  • Prescription drugs and medicines obtained from other countries
  • Preventive care screenings
  • Probiotics
  • Propecia
  • Prosthesis
  • Psychiatric care
  • Psychoanalysis
  • Psychologist
  • Radial keratotomy
  • Reading glasses
  • Recliner chairs
  • Rehydration solution
  • Rental cars
  • Rental fee, for equipment
  • Retin-A
  • Rogaine
  • Rubbing alcohol
  • Safety glasses
  • Sanitizing Wipes (for surfaces – i.e. Clorox wipes and Lysol wipes)
  • Schools and education, residential
  • Schools and education, special
  • Scooter, electric
  • Screening tests
  • Service animal, to assist individual with mental health disabilities
  • Sexual dysfunction
  • Shampoos
  • Shaving cream or lotion
  • Shipping and handling fees
  • Sinus medications
  • Skin moisturizers
  • Sleep-deprivation treatment
  • Smoking-cessation medications
  • Smoking-cessation programs
  • Soaps
  • Special foods
  • Speech therapy
  • Sperm, storage fees
  • Spermicidal foam
  • St. John's Wort
  • Stem cell, harvesting and/or storage of
  • Sterilization procedures
  • Stop-smoking program
  • Student health fee
  • Sunburn creams and ointments, medicated
  • Sunglasses
  • Sun-protective (SPF) clothing
  • Sunscreen
  • Sunscreen, cosmetics or similar products with
  • Suntan lotion without sunscreen
  • Supplies to treat medical condition
  • Support braces
  • Surgery
  • Surrogate or gestational carrier expenses
  • Swimming lessons
  • Swimming pool maintenance
  • Tampons
  • Tanning salons and equipment
  • Taxes on medical services and products
  • Teeth whitening
  • Telemedicine
  • Telephone equipment for persons with hearing or speech disabilities
  • Therapy
  • Thermometers
  • Throat lozenges
  • Toiletries
  • Toothache and teething pain relievers
  • Toothbrushes
  • Toothpaste
  • Transplants
  • Transportation costs of disabled individual commuting to and from work
  • Transportation expenses for person to receive medical care
  • Transportation of someone other than the person receiving medical care
  • Transportation to and from a medical conference
  • Treadmill
  • Tuition evidencing separate breakdown for medical expenses
  • Tuition for special-needs program
  • Ultrasound, prenatal
  • Umbilical cord blood storage
  • Vaccines
  • Varicose veins, treatment of
  • Vasectomy
  • Vasectomy reversal
  • Veneers
  • Veterinary fees
  • Viagra
  • Vision correction procedures
  • Vision discount programs
  • Vitamins
  • Walkers
  • Warranties
  • Wart remover treatments
  • Weight-loss programs and/or drugs prescribed to induce weight loss
  • Wheelchair
  • Wigs
  • X-ray fees
  • Yeast infection medications
  • YMCA day camp

HealthEquity does not provide legal, tax, financial or medical advice.

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