You're a minimalist

Minimalists and their dependents are most likely able to enjoy a healthy life, with little medical expenses. They look for ways to minimize their health insurance costs, while still maintaining a safety net for unexpected life events.

  Introduction to HSA

Minimalist
Tax savings

Significant tax savings

By using your HSA for qualified medical expenses, you are able to enjoy tax savings three different ways:

  • Deposits to your HSA are tax-free*
  • Interest and other earnings are tax-free*
  • Withdrawals used for qualified medical expenses are tax-free*
Lower monthly premiums

Lower monthly premiums

HSA-qualified plans cost less than traditional health plans. With a traditional plan, Minimalists pay a high premium for benefits, whether they use them or not. The resulting savings can be used to fund an HSA with tax-free* dollars.

Lower monthly premiums

Preventative care included

Remember, preventive care is covered 100% by all health plans, including HSA-powered plans. Your yearly exams and certain procedures are paid for by your health plan.

*Note regarding tax-free statements:
HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax-free with very few exceptions. Please consult a tax advisor regarding your state's specific rules.

Shopper
Shoppers frequently utilize medical care and reach their health plan deductible.
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Survivor
Survivors may be dealing with a lingering health concern.
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Saver
Savers seek opportunities to reduce their tax liability and maximize earning potential.
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How to use your HSA

Using your HSA at the doctor's or pharmacy

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Winning with an HSA brochure

Empowering you to build health savings

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Qualified medical expenses

See a list of qualified and non-qualified medical expenses.

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Build health savings

Take advantage of your HSA to build a safety net for unforeseen medical expenses. HSA funds roll over year after year and remain yours even if you change jobs or retire.

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