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Discover how to turn your Commuter into amazing tax savings.
Commuter benefits let you use pre-tax dollars to pay for eligible transit and parking expenses.
You can activate Commuter benefits any time. No need to wait for open enrollment. Pause, change, or update your benefits whenever you want.
Los Angeles, CA
San Diego, CA
San Francisco, CA
Atlanta, GA
Boston, MA
Chicago, IL
Houston, TX
Minneapolis-Saint Paul, MN
New York, NY
Seattle-Tacoma, WA
Tucson, AZ
Train
Subway
Bus
Ferry
Parking
You can use your Commuter benefits to pay for thousands of eligible transit expenses.
Here’s an example based on $3,000 annual spending and a 30 percent effective tax rate.
Transit expenses
$150/mo
($1,800/yr)
+
Parking expenses
$125/mo
($1,500/yr)
Annual tax savings2
$990
Take your account to the max.
Tax year |
Benefit |
Monthly limit |
---|---|---|
2024 |
Transit |
$300 |
Parking |
$300 |
|
2025 |
Transit |
$315 |
Parking |
$315 |
Members with both transit and parking benefits may contribute
the combined maximum.
Tax year |
Monthly limit |
---|---|
2024 |
$300 |
2025 |
$315 |
Tax year |
Monthly limit |
---|---|
2024 |
$300 |
2025 |
$315 |
Members with both transit and parking benefits may contribute the combined maximum.
Check out these additional resources.
Join our webinar to learn the commuter basics. We’ll show you how to use your benefits and save more on your ride to work.
1Accounts must be activated via the HealthEquity website in order to use the mobile app.Return to content
2The example used is for illustrative purposes only; actual savings may vary. The figure is based on average tax rates, including state, federal and FICA taxes.Return to content
HealthEquity does not provide legal, tax or financial advice. Always consult a professional when making life-changing decisions.
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