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Caterpillar Inc. | Education Center

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your benefits

Welcome to your HealthEquity Education Center. Here you’ll find tips, strategies, and insights that will help you save smarter and stretch every dollar further. We’re thrilled to have you!

Explore tools and resources View qualified medical expenses

Discover your benefits

Take a few minutes to explore your tax saving opportunities.

Discover your benefits

Take a few minutes to explore your tax saving opportunities.

HSA

Spend smarter, save more and invest in your healthcare.

Commuter

Use pre-tax money to save on your ride to work.
Cell phone with expenses
person on phone
health equity debit card

Pay for over 1000+ qualified medical expenses

Once you've setup and contributed to your account, you can start using those HSA dollars to pay for qualified medical expenses.

Common expenses:

  • Prescriptions
  • Doctor fees
  • Dental Cleaning
  • Sleep aids
  • Eyeglasses & contacts
  • Flu shots
  • Allergy medicines
  • X-Rays

Contribution Limits

Take your account to the max.

Tax year

Individual coverage limit

Family coverage limit

2024

$4,150

$8,300

2025

$4,300

$8,550

At age 55, members can contribute an additional $1,000 beyond IRS limits.

Tax year

Individual coverage limit

2024

$4,150

2025

$4,300

Tax year

Family coverage limit

2024

$8,300

2025

$8,550

At age 55, members can contribute an additional $1,000 beyond IRS limits.

Tax year

Individual and family coverage limit

2024

$3,200

2025

$3,300

Tax year

Individual and family coverage limit

2024

$3,200

2025

$3,300

Tax year

Individual and family coverage limit

2024

$5,000

2025

$5,000

*Only employers make contributions to an HRA. Enjoy the free money!

Tax year

Benefit

Monthly limit

2024

Transit

$315

Parking

$315

2025

Transit

$325

Parking

$325

Participants with both transit and parking benefits
may contribute the combined maximum.

Transit

Tax year

Monthly limit

2024

$315

2025

$325

Parking

Tax year

Monthly limit

2024

$315

2025

$325

Participants with both transit and parking benefits may contribute the combined maximum.

Tools and resources

Mobile app

Manage your accounts on the go.6

Explore

Forms

Access our library of documents and forms.

Let’s go

Watch live and on-demand webinars

Join us for live events or explore our library of on-demand webinars. Discover how to maximize your benefits with our expert tips in 15 minutes or less.

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Compare your options

Webinar: Harness The Power of A Health Savings Account

Take control of your health and grow your money. Discover...

View webinar

Webinar: Harness The Power of A Health Savings Account

Take control of your health and grow your money. Discover...

View webinar

Plan Comparison Tool

Get a birds-eye view of your health plan options.

Let's go

Plan Comparison Tool

Get a birds-eye view of your health plan options.

Let's go

Commuter Benefits: The Smartest Way to Get to Work

Take the burden off your commute. This video explains...

View webinar

Commuter Benefits: The Smartest Way to Get to Work

Take the burden off your commute. This video explains...

View webinar

Get 24/7 support

Our Member Services team is available by call or chat 24/7, every day of the year.

Call 866.346.5800

About us

Since our founding in 2002, HealthEquity has remained laser-focused on a singular goal: Empower working Americans to gain more choice and control over their healthcare and financial future. By 2030, we plan to make HSAs more common than 401(k)s.

Today 12 million+ members and 100,000+ organizations trust HealthEquity to help them connect health and wealth.

*HealthEquity does not provide legal, tax or financial advice. Always consult a professional when making life changing decisions.

Contact

866.346.5800