Discover your benefits

Take a few minutes to explore your tax saving opportunities.

Discover your benefits

Take a few minutes to explore your tax saving opportunities.

Commuter

Use pre-tax money to save on your ride to work.

Contribution Limits

Take your account to the max.

Commuter

Tax year	Individual coverage limit	Family coverage limit
2025	$4,300	$8,550
2026	$4,400	$8,750

At age 55, members can contribute an additional $1,000 beyond IRS limits.

Tax year	Individual coverage limit
2025	$4,300
2026	$4,400

Tax year	Family coverage limit
2025	$8,550
2026	$8,750

At age 55, members can contribute an additional $1,000 beyond IRS limits.

Tax year	Individual and family coverage limit
2025	$3,300
2026	$3,400

Tax year	Individual and family coverage limit
2025	$3,300
2026	$3,400

Tax year	Individual and family coverage limit
2025	$5,000
2026	$7,500

*Only employers make contributions to an HRA. Enjoy the free money!

Tax year	Benefit	Monthly limit
2025	Transit	$325
2025	Parking	$325
2026	Transit	$340
2026	Parking	$340

Participants with both transit and parking benefits
may contribute the combined maximum.

Transit

Tax year	Monthly limit
2025	$325
2026	$340

Parking

Tax year	Monthly limit
2025	$325
2026	$340

Participants with both transit and parking benefits may contribute the combined maximum.

Tools and resources

Mobile app

Manage your accounts on the go.⁶

Explore

Watch live and on-demand webinars

Join us for live events or explore our library of on-demand webinars. Discover how to maximize your benefits with our expert tips in 15 minutes or less.

Take Your Benefits Further

Commuter Benefits: The Smartest Way to Get to Work

Take the burden off your commute. This video explains...

View webinar

Commuter Benefits: The Smartest Way to Get to Work

Take the burden off your commute. This video explains...

View webinar

Get 24/7 support

Our Member Services team is available by call or chat 24/7, every day of the year.

Call 866.346.5800

About us

Since our founding in 2002, HealthEquity has remained laser-focused on a singular goal: Empower working Americans to gain more choice and control over their healthcare and financial future. By 2030, we plan to make HSAs more common than 401(k)s.

Today 12 million+ members and 100,000+ organizations trust HealthEquity to help them connect health and wealth.

⁶Accounts must be activated via the HealthEquity website in order to use the mobile app.Return to content

*HealthEquity does not provide legal, tax or financial advice. Always consult a professional when making life changing decisions.